Americans Are Carrying Record-Breaking Credit Card Debt.
You Do Not Have to.

A consolidation loan can reduce your interest by 45% or more with one monthly fixed payment.

It will also offer a lower payment, one payoff date, increased credit score, possible cash out

Choose the loan path that fits your situation.

Escape the minimum payment trap with one fixed-rate loan replacing multiple high-interest balances.

Personal loans for home improvement, medical, dental, RV, boat, veterinary, education, and more.

Offer instant point-of-sale financing to customers at zero startup cost.

Working capital, equipment financing, SBA loans, and commercial real estate options.

Personal consultation first

Step-by-step application guidance

We advocate for you on lender follow-up

No rush, no pressure

Call or text Candice, Jim, and USA Loan Counselors

Deferred interest cards charge 32.99% APR from Day 1. Miss the payoff deadline by $1 and all accumulated interest hits at once.